The U.S. Government offers U.S. companies insurance for both export transactions and for the political risk associated with overseas investments.
Last Published: 11/1/2016

Insure Export Transactions with the Export-Import Bank
Export-Import Bank’s export credit insurance policies enables U.S. exporters to both finance their export activities and mitigate the risk of non-payment.
The policies below enable you to offer credit to your international buyers and access working capital funds.

  • The Express Insurance Program is a "named buyer" policy that simplifies small business access to export credit risk insurance on their foreign accounts receivable. It also has a streamlined online application provides a policy quote and credit decisions up to $300,000 on foreign buyers within five workdays (buyer credit requests exceeding $300,000 will require additional processing time).

  • The Small Business Export Credit Insurance Policy is specifically designed for small, financially viable businesses that are new to exporting, or have only occasionally exported. It can help increase an exporter's international sales by extending competitive credit terms while minimizing risks.

  • The Multi-Buyer Export Credit Insurance Policy enables U.S. exporters to reduce their risk of selling on credit terms by insuring their export accounts receivable against default or non-payment. The policy can help increase international sales by extending competitive credit terms to foreign buyers while minimizing risks.

  • The Short-Term Single-Buyer Export Credit Insurance Policy allows exporters to insure specific, short-term foreign receivables against loss due to commercial and specified political risks on a selective basis.

  • Export-Import Bank offers U.S. leasers the opportunity to expand their overseas leasing programs by providing comprehensive insurance for both the stream of lease payments and the fair market value of the leased products.

Political Risk Insurance
Political risk insurance can cover

  • Currency inconvertibility

  • Expropriation

  • Political violence

Political risk insurance is available for;

  • Investments in new ventures

  • Expansions of existing enterprises

  • Privatizations and acquisitions with positive developmental benefits

Political risk insurance is available in the U.S. to;

  • Investors

  • Contractors

  • Exporters

  • Financial institutions involved in international transactions

Prepared by the International Trade Administration. With its network of 108 offices across the United States and in more than 75 countries, the International Trade Administration of the U.S. Department of Commerce utilizes its global presence and international marketing expertise to help U.S. companies sell their products and services worldwide. Locate the trade specialist in the U.S. nearest you by visiting